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Sahel Rafael Tamayo Operations, Technology & Entrepreneurship
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Author: Sahel Rafael Tamayo

Sahel Rafael Tamayo is a Cuban American business executive and entrepreneur focused on business operations, commerce, technology, and practical decision-making. He writes about supplier economics, cash flow, customer service, reliable workflows, and responsible automation. His articles emphasize clear responsibilities, verifiable information, and sustainable improvements. Views expressed are personal and do not necessarily represent any employer or organization.
Posted on October 12, 2026October 12, 2026

An AI Worker Isn’t Productive Just Because It’s Running

AI workflows can look active without making meaningful progress. A practical framework for measuring real outcomes, human accountability, stalled work, and recovery.

Posted on October 6, 2026

Turn a Vendor Quote Into a Total-Cost Comparison

Stop choosing suppliers by sticker price. Build a simple total-cost comparison that adds freight, inventory, defects, admin, and risk to see which vendor truly saves you money.

Posted on September 30, 2026October 5, 2026

A Small-Business Cybersecurity Checklist You Can Actually Verify

Turn cybersecurity from a vague promise into an operational checklist: account ownership, stronger sign-ins, limited access, tested backups, and a response plan.

Posted on September 29, 2026September 29, 2026

How to Turn an Accounts-Receivable Aging Report Into Collection Actions

Turn an accounts-receivable aging report into a weekly action plan with clean data, defined escalation steps, documented owners, and cash-flow follow-through.

Posted on September 27, 2026

Rental Property Cash Reserves: Plan for Vacancy, Repairs, and Replacements

Build a rental-property reserve plan around real obligations, a vacancy stress test, and major replacements—not a single unexplained percentage.

Posted on September 27, 2026

Is Your Business Cash Fully FDIC-Insured? A Practical Account Check

Check the legal owner, insured bank, account totals, and any fintech intermediary before assuming your business deposits are fully protected.

Posted on September 27, 2026

How to Build a 13-Week Cash-Flow Forecast for Your Small Business

Build a weekly cash forecast that separates expected receipts from available money, highlights payroll pressure, and turns assumptions into decisions.

Posted on February 26, 2023September 27, 2026

Why a Cashless Society Works

Can you imagine living your life where you no longer need cash for your financial transactions? Sounds too good to be true? Well, it’s not. Now more than ever, an increasing number of service companies, businesses, financial institutions, and even some governments are steadily and slowly moving towards the so-called cashless society. Yes, electronic transactions …

Continue reading “Why a Cashless Society Works”

Posted on February 26, 2023September 27, 2026

What is an SBA Loan?

If you are a small business owner, you already know the importance of financing not just when getting started but also as you grow your business. Unfortunately, small business loans with affordable terms are not always easy to find. This is where SBA loans can help. SBA Loan Defined An SBA loan is a business …

Continue reading “What is an SBA Loan?”

Posted on February 26, 2023September 27, 2026

Top Five Careers for 2023

With the whole world finally back to normal, and with everyone returning to work, most people are either rethinking their careers or starting one for the very first time. No matter which group you belong to, the following are the top five careers for 2023 that have been seeing a high demand across the globe. …

Continue reading “Top Five Careers for 2023”

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Recent Posts

  • An AI Worker Isn’t Productive Just Because It’s Running
  • Turn a Vendor Quote Into a Total-Cost Comparison
  • A Small-Business Cybersecurity Checklist You Can Actually Verify
  • How to Turn an Accounts-Receivable Aging Report Into Collection Actions
  • Rental Property Cash Reserves: Plan for Vacancy, Repairs, and Replacements

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Sahel Rafael Tamayo

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